Medicare has various plans also known as parts, these parts are known as the “part A” which covers Hospital care, “part B” which covers doctors and other health workers, “part D” which covers prescription drug and finally the “part C” also known as the Medicare advantage plans 2018 which supplement all the other plan that you have already subscribed to. These advantage plans can help plans by giving you options to what other specific coverage you want. There are several advantage plans which are available these are the “H.M.O”, “P.P.O”, “P.F.F.S”, “S.N.Ps”, “HMO.P.O.S” and the “MSA”, each of these have specific coverage.
Advantage plans cover all the other coverage of the previous plans except for the hospital. When entering a plan you must only be going to hospital or healthcare professionals who have joined the network, but in case of an emergency then your benefits can also be carried even if you entered or visited a healthcare professional who is out of the coverage area of your advantage plan, as long as you are able to prove that you were in fact in an emergency when visiting.
In order to join all the other supplement plans you have to acquire the traditional plans which are the “part A” and the “part B” also you have to be living in the coverage area of the plan in order for the plan to work. In addition to your “part B” premium, you will also have to pay each of the supplement plans you are planning on subscribing to, in which each supplement plans have different premiums and costs. Since joining plans can be expensive it is important that you choose wisely on the plans and other supplement plans you are planning on joining, you do not have to join each and every one of these only the ones that you really need.